In a post-screen-scraping era of fintech, supporting CDR is a baseline requirement for digital banks. CDR-compliant APIs must handle: - Granular data access scopes - Dynamic user consent auditing - AU-specific CDR schemas - Live consent dashboards zngx — or zngx.io — is a AU-focused API platform that offers: - https://zbigniewf062fff7.wiki-racconti.com/user