SoFi is not liable for any expenses incurred from the existing 401k provider for rollover. Make sure you Check out with the 401k company for almost any service fees or fees connected with the rollover. For IRA contributions, only deposits made via ACH and cash transfer from SoFi Bank accounts https://tax-advantaged-retirement21840.tkzblog.com/37209213/the-2-minute-rule-for-ira-compliance-and-security-services