Each of the gold is on the outside so when there is any use the gold is initially to go. I did this being an experiment to consider an average of what to expect in return on used (simi-worn) GF. I am guessing 3-5% fewer $$ do to have on https://physical-gold-ownership12838.blogkoo.com/details-fiction-and-fees-and-pricing-complaints-in-retirement-investments-57062096